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小丽
Xiǎomíng, nǐ jīntiān dài gòu qián le ma?
Hello, do you have enough money today?
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小明
嗯，带了，够用了。
Èn, dài le, gòu yòng le.
Yes, I brought it, it's enough.
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小丽
Tài hǎo le! Wǒmen qù chī huǒguō ba!
Great! Let's go eat hot pot!
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小明
Hǎo a! Huǒguō duōshao qián yī wǎn?
Okay! How much is a bowl of hot pot?
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小丽
Bù zhīdào, yào kàn wǒmen diǎn shénme cài.
I don't know, we'll have to see what we order.
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小明
Nà wǒmen diǎn ge piányi diǎn de ba.
Then we order cheap.
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小丽
Hǎo de. Duì le, nǐ yòng shénme zhīfù?
Okay. By the way, what payment method do you use?
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小明
Wǒ yòng Zhǐfùbǎo.
I use Alipay.
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小丽
Wǒ yě yòng Zhǐfùbǎo. Fāngbiàn!
I use Alipay too. So convenient!
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小明
Shì a, xiànzài shǒujī zhīfù hěn fāngbiàn.
Yes, paying by phone is very convenient now.
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小丽
Bǐ xiànjīn fāngbiàn duō le.
Much more convenient than cash.
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小明
Duì a, yě bù yòng dānxīn dài bù gòu qián.
That's right, no need to worry about not bringing enough money.
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小丽
Nǐ zuìjìn yǒu méiyǒu tóuzī lǐcái?
Have you made any financial investments recently?
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小明
没有，我还不太懂。
Méiyǒu, wǒ hái bù tài dǒng.
No, I don't quite understand yet.
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小丽
Wǒ yě shì, gǎnjué fēngxiǎn tǐng dà de.
Me too, feel the risk is quite big.
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小明
Shì a, háishì wěntuǒ diǎn bǐjiào hǎo.
Yes, it's better to be safe than sorry.
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小丽
Cún yínháng bǐjiào ānquán ba?
Is it safer to deposit in the bank?
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小明
Duì, bǐjiào ānquán, lìxī yě hái kěyǐ.
Yes, quite safe, interest rate is ok.
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小丽
Nà wǒmen xiān chīfàn ba, chī wán zài liáo.
Then let's eat first, finish eating and then talk.
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小明
Hǎo, chīfàn!
Okay, let's eat!
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小丽
Duì le, huìlǜ zuìjìn bōdòng tǐng dà.
By the way, the exchange rate has been quite volatile lately.
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小明
是啊，我看到新闻了。
Shì a, wǒ kàn dào xīnwén le.
Yes, I saw it on the news.
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小丽
Suǒyǐ yào jǐnshèn yòng qián a.
So be careful with your money.
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小明
Èn, zhīdào le.
Yeah, I know.