Bank
This “Banking” vocabulary set provides Vietnamese learners with essential vocabulary related to banking activities, helping learners to confidently communicate in real-life situations. The vocabulary set is designed to be simple, easy to understand, suitable for all levels, from beginners to those with a certain foundation. The content includes basic vocabulary such as names of types of transactions, common financial terms. Learners can combine this vocabulary set with other online Chinese learning resources for the best results. Learning Chinese vocabulary effectively requires perseverance and regular practice.
我去银行存钱。
I go to the bank to deposit money.
Use: Generic term for banks in general. Can be used in many contexts.
我的存款增加了。
My deposit has increased.
Use: Emphasizes the action of depositing money in a bank. Can also be a noun referring to the amount deposited.
请您出示身份证取款。
Please show ID to withdraw money.
Use: Just the act of withdrawing money from a bank account.
我的银行账户余额不足。
My bank account balance is insufficient.
Use: Just a bank account or financial account in general.
账户余额是多少？
What is the account balance?
Use: The amount remaining in the account.
我用支票付款。
I pay by check.
Use: Form of payment by valuable papers.
请刷信用卡。
Please swipe credit card.
Use: The card allows you to buy now and pay later.
这是我的借记卡。
This is my debit card.
Use: The card can only use the amount of money already in the account.
我申请了贷款。
I applied for a loan.
Use: The act of borrowing money or the amount of money borrowed.
贷款利率是多少？
What is the interest rate?
Use: A percentage applied by banks to loans or deposits.
Note: This vocabulary set does not include all banking related vocabulary, but focuses on the most common vocabulary.
- Tips for learning tones: Use recording software to practice pronouncing each word correctly, combined with notating tones with symbols.
- Tips to remember Chinese characters: Analyze the structure of Chinese characters, associate images or stories related to the meaning of the word to make it easier to remember. For example: 银行 (yínháng) – bank, has the character “银” (silver) which reminds us of money.
- How to use in a sentence: Practice putting the vocabulary into sentences to better understand how to use it in real-life contexts. For example: 我要去银行存款 (Wǒ yào qù yínháng Cúnkuǎn) – I will go to the bank to deposit money.
- Review regularly: Create flashcards and review them daily to reinforce your knowledge.
- Practical application: Try using the vocabulary you learn in real-life banking conversations or situations to enhance your retention and application.
Vocabulary
| From | Pinyin | Meaning |
|---|---|---|
| 银行 | yínháng | bank |
| 存款 | cúnkuǎn | deposit, deposit |
| 取款 | qǔ kuǎn | withdraw money |
| 账户 | zhànghù | account |
| 余额 | yú'é | balance |
| 支票 | zhīpiào | check |
| 信用卡 | xìn yòng kǎ | credit card |
| 借记卡 | jiè jì kǎ | Debit card |
| 贷款 | dài kuǎn | loan |
| 利率 | lìlǜ | interest rate |
| 汇款 | huì kuǎn | transfer |
| 透支 | tòu zhī | overdraft |
| 利息 | lì xī | interest |
| 本金 | běn jīn | capital |
| 保险箱 | bǎoxiǎn xiāng | safe |
| 柜员 | guìyuán | banker |
| 业务 | yèwù | transaction, business |
| 办理 | bàn lǐ | procedure, procedure |
| 手续费 | shǒuxùfèi | transaction fee |
| 支行 | zhī xíng | branch |
| 总行 | zǒng háng | main bank |
| 开户 | kāi hù | open account |
| 冻结 | dòng jié | lockdown |
| 清算 | qīng suàn | pay |
| 金融 | jīnróng | finance |
| 投资 | tóuzī | invest |
| 理财 | lǐcái | financial management |
| 支付 | zhīfù | pay |
| 外汇 | wài huì | foreign exchange |
| 汇率 | huìlǜ | exchange rate |
| 国际结算 | guójì jiésuàn | international payment |
| 交易 | jiāoyì | transaction |
| 兑换 | duìhuàn | exchange money |
| 销户 | xiāo hù | close account |
| 转账 | zhuǎn zhàng | transfer |
| 支行经理 | zhī xíng jīnglǐ | Branch Manager |
| 破产 | pò chǎn | bankrupt |
| ATM | ATM | ATM |
| 保险 | bǎoxiǎn | insurance |
| 总部 | zǒngbù | Head office |
| 对账 | duìzhàng | balance reconciliation |
| 支票簿 | zhīpiàobù | checkbook |
| 证券 | zhèngquàn | stock |
| 欠款 | qiànkuǎn | in debt |
| 还款 | huánkuǎn | pay off debt |
| 抵押 | dǐyà | mortgage |
| 担保 | dānbǎo | guarantee |
| 资产 | zīchǎn | asset |
| 负债 | fùzhài | debt |
| 发行 | fāxíng | release |
| 分行 | fēnxíng | branch |
| 贷款利率 | dàikuǎn lìlǜ | loan interest rate |
| 存款利率 | cúnkuǎn lìlǜ | deposit interest rate |
| 网上银行 | wǎngshàng yínháng | online banking |
| 手机银行 | shǒujī yínháng | mobile banking |
| 信用卡账单 | xìnyòngkǎ zhàngdān | credit card bill |
| 电子银行 | diànzǐ yínháng | electronic banking |
| 个人贷款 | gèrén dàikuǎn | personal loan |
| 企业贷款 | qǐyè dàikuǎn | business loan |
| 卡 | kǎ | card (bank card) |
| 借款 | jièkuǎn | borrow money |
| 储蓄 | chǔxù | save, save money |
| 保证金 | bǎozhèngjīn | deposit |
| 信用 | xìnyòng | credit |
| 监管 | jiānguǎn | monitor |
| 经理 | jīnglǐ | manager |
| 职员 | zhíyuán | staff |
| 服务 | fúwù | service |
| 关闭 | guānbì | close the door |
| 投资理财 | tóuzī lǐcái | investment and financial management |
| 金融产品 | jīnróng chǎnpǐn | financial products |
| 网银 | wǎngyín | online banking |
| 客户 | kèhù | client |
| 关闭账户 | guānbì zhànghù | close account |
| 对账单 | duìzhàngdān | statement |
| 个人 | gèrén | individual |
| 公司 | gōngsī | company |
| 安全 | ānquán | safe |
| 风险 | fēngxiǎn | risk |
| 利率政策 | lìlǜ zhèngcè | chính sách lãi suất |
| 金融危机 | jīnróng wēijī | khủng hoảng tài chính |
| 货币政策 | huòbì zhèngcè | chính sách tiền tệ |
| 结算 | jiésuàn | pay |